Which option will provide prescription drug coverage for a consumer who is currently enrolled in a MA-Only plan?

Which option will provide prescription drug coverage for a consumer who is currently enrolled in a MA-Only plan?

• A. Enroll in a stand-alone PDP.
• B. Enroll in any MA-PD plan.
• C. Do not enroll in any drug coverage.
• D. Enroll in Original Medicare only.

Answer: (A)

Prescription drug coverage in Medicare comes through Part D. An MA-Only plan includes medical benefits but no built-in prescription drug coverage. To add drug coverage without changing the MA-Only plan, you would enroll in a stand-alone prescription drug plan (PDP), which provides Part D coverage while you keep your existing MA-Only benefits. Enrolling in Original Medicare alone does not give drug coverage unless you also sign up for Part D, and switching to an MA-PD would simply move you to a plan that includes drug coverage rather than adding it to your current MA-Only setup.

Prescription drug coverage in Medicare comes through Part D. An MA-Only plan includes medical benefits but no built-in prescription drug coverage. To add drug coverage without changing the MA-Only plan, you would enroll in a stand-alone prescription drug plan (PDP), which provides Part D coverage while you keep your existing MA-Only benefits. Enrolling in Original Medicare alone does not give drug coverage unless you also sign up for Part D, and switching to an MA-PD would simply move you to a plan that includes drug coverage rather than adding it to your current MA-Only setup.